| Real Life Strategies for Building Wealth
Is saving really a virtue?

Is saving really a virtue?

The other day I was talking to a younger colleague of mine and it occurred to me that young professionals today have a specific problem. No, it isn’t that they are in debt because of expensive but relatively useless education. As it happens, my colleague and his...
Pensions – are they worth it?

Pensions – are they worth it?

Many years ago I persuaded myself that, as I had become self-employed, it was important to take care of my aged self.  Or at least, think about it.  I don’t recall now whether this was from a call or a suggestion or I came to the conclusion without prompting.  I had a...
Barclays – our part in their downfall

Barclays – our part in their downfall

Barclays, that pillar of British banking, are looking for a cool £5.8bn from their long-suffering shareholders to shore themselves up as it turns out they have a £12.8bn ‘shortfall’ in the capital now required.  This from the bank that,  as we wrote in September 2011,...