| Real Life Strategies for Building Wealth
Is saving really a virtue?

Is saving really a virtue?

The other day I was talking to a younger colleague of mine and it occurred to me that young professionals today have a specific problem. No, it isn’t that they are in debt because of expensive but relatively useless education. As it happens, my colleague and his...
Pensions – are they worth it?

Pensions – are they worth it?

Many years ago I persuaded myself that, as I had become self-employed, it was important to take care of my aged self.  Or at least, think about it.  I don’t recall now whether this was from a call or a suggestion or I came to the conclusion without prompting.  I had a...
Barclays – our part in their downfall

Barclays – our part in their downfall

Barclays, that pillar of British banking, are looking for a cool £5.8bn from their long-suffering shareholders to shore themselves up as it turns out they have a £12.8bn ‘shortfall’ in the capital now required.  This from the bank that,  as we wrote in September 2011,...
What do you do about saving these days?

What do you do about saving these days?

As regular readers will know, we are looking to build an investment portfolio and are therefore becoming interested in the science and practice of storing money – that is, investing.  So let me dream for a little, imagine that we have already amassed a stash and want...