Your Freedom Fund is the One Thing to Stop Life Happening to You
Let me ask you a question: Do you live your life or life keeps happening to you? Life happens to you at least some of the time? I thought so. This is the case with most of us; we inhabit a personal space – mental or physical – where our control over the events shaping...
3 Ways to Ensure Buying a Business is Less Risky than Other Investments
‘But isn’t this too risky? Why didn’t you put this money in index funds or something?’ This is what my friend Tom said after I told him that we bought 50% of a MOT and motor service garage. (Before I go any further, I’d like to explain for the benefit of my readers...
Women are Better Investors than Men…But Why Are They Not Investing?
Investment – it’s a man’s world, right? Women are happy to have savings accounts, but when it comes to stocks, shares and other investments, it’s the men who get results, not women. Thankfully, that previous statement is a complete mythology. There’s no evidence to...
When Did You Start Saving for Retirement?
Saving for retirement has not been on my mind recently. I used to worry about saving for retirement in my 20s. Started saving for retirement, through the extremely beneficial pension scheme of UK universities that has just been changed, in my 30s. In my 40s I worried...
This is Why I Still Love Nutmeg Enough to Stay with Them
Yesterday I opened my Nutmeg account (for my readers in the US, Nutmeg is the UK ‘sister’ of Betterment) and the first thing I saw was a message saying: I’m in for the long run: history tells us that savvy investors stand firm when markets are choppy! The next...Never Bet on Red: How to pay off debt and live debt free
