by Maria Nedeva | 4 Apr, 2019 | Build wealth, Investments
IFISA allows you to use some of, or all, your ISA tax free allowance to invest in variety of lending platforms. In the same tax year, ending on 5 April, you can invest in one Cash ISA, one Stocks and Shares ISA and one IFISA. IFISA, on the positive, can appropriately...
by Maria Nedeva | 2 Apr, 2019 | Build wealth, Investments
We, at The Money Principle, are great fans of ISA investing and we don’t make a secret of that. We still believe that ISAs are a good investment and we take full advantage of the tax benefits these offer. Only the other day we published our guide to stocks and shares...
by Maria Nedeva | 19 Mar, 2019 | Build wealth, Invest for the future
Stocks and Shares ISA is as safe as the investments it contains. Stocks and shares ISA offers unique tax benefits. ISA allowance for 2019/20 is £20,000. This can be split between Cash ISA, Stocks and Shares ISA and Innovative Finance ISA. If you have Stocks and Shares...
by Maria Nedeva | 3 Feb, 2019 | Build wealth, Exercises
Your net worth is the best overall measure of your financial position. Your net worth change over time is a measure of personal finance success (or failure). Analysing net worth regularly is ‘chicken soup’ for your wealth. I’ve written about the importance of knowing...
by Maria Nedeva | 27 Jan, 2019 | Build wealth, Investments
In this post: · I analyse our savings and investments in 2018; · Share the structure of our investment portfolio; and · Explain the rationale for my investing decisions. I already looked at, and reported on, our earnings, spending and cash flow...
by Maria Nedeva | 10 Oct, 2018 | Big picture, Build wealth
Today I’ll share one of the secrets of financial health, namely the importance of your mindset for your financial destiny. You know that I’m very keen on maintaining my financial health and helping others to become, and keep, financially healthy. For me, financial...
