by Maria Nedeva | 4 Apr, 2019 | Build wealth, Investments
IFISA allows you to use some of, or all, your ISA tax free allowance to invest in variety of lending platforms. In the same tax year, ending on 5 April, you can invest in one Cash ISA, one Stocks and Shares ISA and one IFISA. IFISA, on the positive, can appropriately...
by Maria Nedeva | 2 Apr, 2019 | Build wealth, Investments
We, at The Money Principle, are great fans of ISA investing and we don’t make a secret of that. We still believe that ISAs are a good investment and we take full advantage of the tax benefits these offer. Only the other day we published our guide to stocks and shares...
by Maria Nedeva | 21 Mar, 2019 | Investments, Pensions
Research shows an average retired couple in the UK spends £26,000 annually to live comfortably. What you need to retire comfortably depends on the life you want in retirement. Estimate how much money you need to retire by estimating your needs (and wants) across...
by Maria Nedeva | 19 Mar, 2019 | Build wealth, Invest for the future
Stocks and Shares ISA is as safe as the investments it contains. Stocks and shares ISA offers unique tax benefits. ISA allowance for 2019/20 is £20,000. This can be split between Cash ISA, Stocks and Shares ISA and Innovative Finance ISA. If you have Stocks and Shares...
by Maria Nedeva | 4 Mar, 2019 | Block 4, Invest for the future
One question my readers seem to ask me regularly is whether ISAs are a good investment. Here I’d tell you why I believe ISAs are one of the best investments around and how you can select the ISA for you. But let me tell you a story first. The other day, I met and...
by Maria Nedeva | 3 Feb, 2019 | Build wealth, Exercises
Your net worth is the best overall measure of your financial position. Your net worth change over time is a measure of personal finance success (or failure). Analysing net worth regularly is ‘chicken soup’ for your wealth. I’ve written about the importance of knowing...
