| Real Life Strategies for Building Wealth
The opposite of ‘poor’…

The opposite of ‘poor’…

Making a difference between being ‘poor’ and being ‘broke’ is well established in the personal finance literature. Lately, however, I have been asking myself some interesting questions. What is the difference between ‘poor’ and ‘broke’ beyond the customary ‘poor is...
Some Popular Credit Score Myths

Some Popular Credit Score Myths

Understanding how credit ratings are calculated is the key to ensuring that you are doing everything possible to build up or maintain the best score possible. This means being able to decipher fact from fiction and knowing the truth about credit scores. Here is a look...
Fifteen steps in buying a house: a comprehensive guide

Fifteen steps in buying a house: a comprehensive guide

We’ve been writing about how to choose a house to buy, how to spot a great neighbourhood and whether it is better to rent or to own your house on The Money Principle. Recently I had a conversation with our niece who is looking to buy a house that made me realise that...