Financial Health : The Money Principle

Tag: Financial Health

About money, control and writers

Published May 21, 2013 | By Maria | Posted in WTFIFL | 4 Comments

Many of you have probably guessed that even before I was interested in money I was very interested in literature; and the classics at that. Some of them are hopelessly out of fashion; about a year ago I left a comment on a blog mentioning Flaubert and it turned out [...] Continue Reading...

Top Tips on Buying Cars

Published Apr 10, 2013 | By Maria | Posted in Budgeting, Financial Health | 4 Comments

Now more than perhaps ever before, household budgets are under extreme pressure. Buying and running a car is one area where hard decisions are being made. For some people, the question is whether they really need a car at all or whether they can afford one. The costs can soon [...] Continue Reading...

What is a credit rating and why does it matter?

Published Apr 6, 2013 | By Maria | Posted in Budgeting, Financial Health | 6 Comments

A credit rating is something banks and credit card companies use to decide whether they want you as a customer for loans and credit cards. Your credit score is based on lots of factors, and it can vary from one creditor to the next. Contrary to popular myth, you do [...] Continue Reading...

Why you should claim for mis-selling

Published Apr 3, 2013 | By Maria | Posted in Big picture | 3 Comments

Editor’s note: This post was written in collaboration with EMCAS: they kindly provided the data but the analysis and sentiments are mine. For more information about how EMCAS can help you to make a claim for financial mis-selling please visit: www.missing-millions.co.uk I still remember the day I [...] Continue Reading...

Barter economies: do you have what it takes?

Published Apr 2, 2013 | By Maria | Posted in Business, Financial Health | 7 Comments

Do you remember when John Lennon sang ‘Imagine’? Imagine no possessions I wonder if you can No need for greed or hunger A brotherhood of man Imagine all the people sharing all the world Neither do I but this won’t [...] Continue Reading...

Easy to forget rule of personal finance: have fun and budget for it

Published Mar 19, 2013 | By Maria | Posted in Financial Health, Mentality | 6 Comments

T-Shirt design by Adam Piplica Ha, ha! See this picture? Thanks to Adam from the Magical Penny, the UK personal finance bloggers who 'stayed the distance' last weekend were immortalised. Guess which one is me? (Of course, I am so much better looking in person!) [...] Continue Reading...

About net worth, value and structure

Published Mar 11, 2013 | By Maria | Posted in Financial Health, Investments | 13 Comments

Remember I was telling you last October that even when we had a glimpse of the so much longed for debt finish line we still spent about £5,000 (about $7,500) on doing up the last bathroom in the house that had not been renovated in the last three years and [...] Continue Reading...

About running, money and life: lessons from Stu Mittleman

Published Mar 8, 2013 | By Maria | Posted in Books, WTFIFL | 8 Comments

Do you know who Stu Mittleman is? I didn't either but then a close friend, colleague and running buddy of mine told me about something called 'slow burn'. Here, I would like to save you the bother of searching the internet for 'slow burn' - Wikipedia just told me there [...] Continue Reading...

Basic Tips for Saving Money

Published Feb 22, 2013 | By Maria | Posted in Budgeting, Financial Health | 5 Comments

The need to save money has perhaps never been greater. Unemployment is a major concern in the UK and real wages have fallen. State-backed pension schemes lack bite, yet the credit crunch is still nibbling away at personal wealth. Not only is the cost of living increasing, disposable incomes are [...] Continue Reading...

Loss Of Child Tax Credits – Are You Affected?

Published Feb 20, 2013 | By Maria | Posted in Budgeting, Financial Health | Leave a comment

Even relatively affluent families are feeling the effects of the economic downturn, which has plagued Britain since 2008. Inflation is relatively high, wages have been capped or frozen and the cost of living has increased. In short, living on a low or average income has become increasingly difficult over the [...] Continue Reading...

Dealing with debt: three stages of debt repayment

Published Feb 19, 2013 | By Maria | Posted in Debt movement | 3 Comments

Editor's Note: Since I have a very low boredom tolerance, and I suspect many of my readers do as well, it is time to bring the series on coping/dealing with debt to a close. There is so much 'debt talk' one can take; there are so many strategies one can [...] Continue Reading...

Dealing with debt: frugality is not the answer

Published Feb 14, 2013 | By Maria | Posted in Debt movement, Financial Health | 26 Comments

It has been some time now since I have written about frugality. The last time I did this, I suppose, was when I made my position on what I call 'extreme frugality' (cut your own hair, don't spend anything on fun and use £4 of petrol to save 4 pence [...] Continue Reading...

The Money Principle

... Stuff hedonism, take charge!