Budgeting : The Money Principle

Tag: Budgeting

Right tool for the job: budget with The Money Principle

Published May 30, 2013 | By Maria | Posted in Budgeting | 6 Comments

You know what? My first budget was a total and unmitigated disaster. It was badly constructed, poorly executed and it never did what a budget is supposed to do, help me manage our money better. Yep, don't be surprised. Many will have you believe that budgets are for saving but [...] Continue Reading...

How you can afford more than one holiday this year

Published May 6, 2013 | By Maria | Posted in Budgeting | 12 Comments

If you’ve lost count of the number of dips we’ve had so far in the current recession, chances are you’re wondering how you can even afford to take one holiday this year, let alone multiple breaks. The good news though is that with a bit of thought and some [...] Continue Reading...

Top Tips on Buying Cars

Published Apr 10, 2013 | By Maria | Posted in Budgeting, Financial Health | 4 Comments

Now more than perhaps ever before, household budgets are under extreme pressure. Buying and running a car is one area where hard decisions are being made. For some people, the question is whether they really need a car at all or whether they can afford one. The costs can soon [...] Continue Reading...

What is a credit rating and why does it matter?

Published Apr 6, 2013 | By Maria | Posted in Budgeting, Financial Health | 6 Comments

A credit rating is something banks and credit card companies use to decide whether they want you as a customer for loans and credit cards. Your credit score is based on lots of factors, and it can vary from one creditor to the next. Contrary to popular myth, you do [...] Continue Reading...

Buying a car on a low budget

Published Mar 23, 2013 | By Maria | Posted in Budgeting | 9 Comments

Probably not this one but... Let’s face it! Making those tough financial decisions for the sake of building wealth in the long run is no fun. While your colleagues are enjoying drinks after work on a Friday night before taking a taxi home, you’re heading home straight [...] Continue Reading...

5 Cost Effective Ways to do Business with your Head in the Cloud

Published Mar 1, 2013 | By Maria | Posted in Business | 3 Comments

Starting a business these days has never been easier. In days of yore, setting up a business involved a great deal of expense and outlay before any kind of profit could be seen. Much of the finance needed would have gone on things like office space, hardware and stationery. However, [...] Continue Reading...

Court case funding: what are the options?

Published Feb 23, 2013 | By Maria | Posted in Big picture, Budgeting | 1 Comment

Editor’s Note: Throughout our lives we finance variety of things. Most of us are able to decide how to finance a large purchase and we know that there are different ways to do that using mortgages, loans and savings. But do you know how to finance a court case? I [...] Continue Reading...

Basic Tips for Saving Money

Published Feb 22, 2013 | By Maria | Posted in Budgeting, Financial Health | 5 Comments

The need to save money has perhaps never been greater. Unemployment is a major concern in the UK and real wages have fallen. State-backed pension schemes lack bite, yet the credit crunch is still nibbling away at personal wealth. Not only is the cost of living increasing, disposable incomes are [...] Continue Reading...

Loss Of Child Tax Credits – Are You Affected?

Published Feb 20, 2013 | By Maria | Posted in Budgeting, Financial Health | Leave a comment

Even relatively affluent families are feeling the effects of the economic downturn, which has plagued Britain since 2008. Inflation is relatively high, wages have been capped or frozen and the cost of living has increased. In short, living on a low or average income has become increasingly difficult over the [...] Continue Reading...

Dealing with debt: three stages of debt repayment

Published Feb 19, 2013 | By Maria | Posted in Debt movement | 3 Comments

Editor's Note: Since I have a very low boredom tolerance, and I suspect many of my readers do as well, it is time to bring the series on coping/dealing with debt to a close. There is so much 'debt talk' one can take; there are so many strategies one can [...] Continue Reading...

How I earned £128.96 an hour by being skint…

Published Feb 1, 2013 | By Maria | Posted in Budgeting, Guest posts | 4 Comments

…and the curious case of cashback crack! I don’t know about you but I’m glad January is out of the way. It always feels like such a long month and a time when I have absolutely no money. And 2013 was no different as I was about [...] Continue Reading...

Take charge of your finances: focus on ‘wants’ rather than ‘needs’

Published Jan 31, 2013 | By Maria | Posted in Debt movement, Exercises | 22 Comments

Our financial destiny depends not on how much we earn or how much we spend; it depends on whether we are in charge of our finances and how well we control them. Saying that there is nothing wrong with spending - quite the reverse, it is one of the inevitabilities [...] Continue Reading...

The Money Principle

... Stuff hedonism, take charge!