How sexy are budgets?
This is the question my friend J$ at Budgets are Sexy asked recently and it made me think again about my attitude to and relationship with budgets. You already know that budgets don’t rock my boat and that if they make my heart sing it is angry hip-hop rather than soothing soul. J’s question made me realise something else – that I do find budgets sexy but in a very immature, dreamy kind of way. What I mean is probably best explained using an example. Continue reading
About ‘extreme frugality’
Not many who have managed to bring their finances under control will seriously dispute that frugality is an important part of the equation. One of my major AHAs when my financial awakening (read ‘obsession’) began was that there it doesn’t really matter how much one earns or how much one spends; what matters if the difference between these two. As Jeremy at Zero Passive Income put it, people have to pinpoint their problem: is it a problem of income, expenditure or debt negative wealth. Continue reading
Friday begins on Sunday
Last Friday I wrote for thirteen hours straight – from about 6.12 in the morning till 19.10. Well, almost; I doubt that even on a personal finance blog anyone will make an issue about two minutes. Importantly, I did finish what I was doing and met the deadline. It feels good – finishing things always feels good. By the time I finished I could not see, or speak or move…I was just about able to get a glass of wine and celebrate. I was certainly not in a fit state to do a post – so I didn’t. The blogosphere is rather polluted without me posting for the sake of posting.
I have started to keep Fridays for my more personal and more frivolous posts. I will call today Friday and will go for it. Continue reading
The Money Principle Budgeting Tool: let’s play
I am sitting in bed with my leg up and it is 35C in Sofia. I am hot, bothered and not very patient – with myself and with the world. Under this circumstance what better way to pass time than to finish something I have been promising for some time now and have been working on for even longer.
In a previous post I argued that whilst budgets don’t do much for me (in fact budgets get me seriously vexed) I am a firm believer in budgeting. I also discussed three kinds of expenditure: constant, changeable and variable. Continue reading
