Start here

While some of you have been following The Money Principle from the start – March 2011 – most of you are fairly new readers.

To help you through the overwhelming archive and to make it easier for you to use The Money Principle with ease and to advantage, I’ve compiled this guide.

But first, if you’d like to remind yourselves what The Money Principle is about and how it could help you get ahead in the Game of Wealth visit our ‘about’ page.

Please don’t try to read all this in one sitting – take it in chunks to learn and do. I’ve just organised everything so that you can go to the stuff you are interested to learn about first.

When you have close to 700 posts to read, you may as well start with the most popular ones. Here they are:

Great posts: readers’ choice

Nutmeg – a review of our investments

How much do you need? A retirement calculator

Five things older people have and young people…

What would you do if you really have no money at all?

£100,000 ($157,000) to zero in three years flat: we are debt free!

Great posts: my choice

From retirement to life design

Investing as science, an art from and a game

Money for all seasons: income spending and age

SOS debt management: is debt consolidation worth it?

About the importance of spotting opportunities and acting on them

Four Pillars of the Game of Wealth

Since you are reading this, it is safe to assume you wish to win the Game of Wealth. This game has four pillars:

1. Make money

This is about earning an income. Here, at TMP, we believe that the change towards predominantly ‘network’ economy means the way to make a living has changed from ‘earning a wage’ to ‘portfolio income’.

Work from home? Bring it on!

Four principal income strategies

Have you reached your peak earning years?

Four reasons why freelancing leaves me lukewarm

Five businesses you can start today with less than £100

What you are worth and six strategies to increase you value

2. Consumerism and control spending

Consumerism is a way of life encouraging us all to increase our consumption and buy more and more stuff. This was intentionally encouraged by governments after WWII as a way to revive the economy. At present, consumerism works by creating ‘dreams’ which people desire and are ready to over-spend on.

One habit of wealthy people

What’s your money mentality?

Are you broke? Check out your waste!

My money mentality: why money didn’t matter to me

Three ways to minimise your waste and maximise your wealth

Take charge of your finances: focus on ‘wants’ rather than ‘needs’

3. Get out of debt

Embracing consumerist values is highly likely to result in over-spending, negative cash flow (this simply means spending more than you earn) and building up debt. Debt, we believe, should be paid off; the sooner the better. Our reasons are rational rather than moral: debt robs you and your family of future.

Dealing with debt: ratios and strategies

Dealing with debt: change your mental attitude

Dealing with debt: three stages of debt repayment

Do you have debt? Time to get your numbers straight

Right tool for the job: budget with The Money Principle

Do you have too much debt? At the beginning was…feeling

£100,000 ($157,000) to zero in three years flat: we are debt free!

4. Invest for the future

Investing, including building retirement income streams, creates future(s) and opportunities. Here, at TMP, we believe investing is the key to winning the Game of Wealth in three ways: a) it can increase your income; b) it provides security for the future; and c) it insures you don’t run out of money before you run out of life. We also believe that when we get older, we need income and not pensions; e.g. pensions and pension funds are only one investment vehicle amongst many.

Should we buy property?

Pensions – are they worth it?

From retirement to life design

Investment options: trading futures

Are you saving too much: our ‘enough’

How much do you need? A retirement calculator

A new way to invest in property: The House Crowd

Why knowing how much is your net worth is not enough