Rule Two: Work out your constant, changeable and variable expenditure. For this it is likely to need to go to bank statements as well as your spending records. Check the definitions of these Continue reading ››
The three things I never gave up are: my gym membership, running races and learning new things. There is one mega reason for that: I am my biggest asset and these are my three ways to look after it. But let me go into a bit more detail.
Our life style has become very sedentary – we drive instead of walking or cycling; we have washing machines, vacuum cleaners, dishwashers and ready meals. I have made important changes in that I started cycling to work (had to up my life insurance though), I walk places and no ready meal has passed the threshold of my house for about a year and a half. As to the rest – yes, I have all time and effort saving gizmos. Apart from that my work is sedentary – mostly sitting in front of a computer screen, or pieces of paper. Working out in the gym keeps me fit – physically and mentally. That also means that I feel better and can be more productive.…