Tools : The Money Principle

Category: Tools

Choosing a Smartphone for Business or Personal Finance

Published Jan 25, 2013 | By Maria | Posted in Tools | 6 Comments

At one time, mobile phones were strictly devices for making and receiving phone calls. However, today’s smartphone can do this as well as perform tasks traditionally done on a personal computer. With many kinds of smartphones on the market, choosing a smartphone for small business or personal finance use is [...] Continue Reading...

Save time and go green using video conferencing

Published Oct 14, 2012 | By Guest Post | Posted in Make money, Tools | 2 Comments

Imagine that there was a tool that could help your business save time and money, as well as being friendly to the environment for a number of different reasons. Fortunately, for many hard-pressed small and medium-sized enterprises who struggle with the cost of phone bills and going to meetings in [...] Continue Reading...

Beyond ‘The Secret’: the seven laws of the Universe

Published Sep 13, 2012 | By Maria | Posted in Tools, WTFIFL | 5 Comments

I am a woman of science! I have always believed in science and its potency to make the world a better place; even though, as a sociologist of science interested in history, I know that science has equally made the world a much worse place. In this science is like [...] Continue Reading...

How financially savvy are you and how to clean up your act?

Published Jun 11, 2012 | By Maria | Posted in Budgeting, Tools | 12 Comments

Since I started The Money Principle I feel more comfortable talking to my British friends and acquaintances about money. Well, this and the fact that after over 20 years in the UK I am finally convinced that as a ‘foreigner’ no one really expects me to know how to behave; [...] Continue Reading...

Savings calculator: check out this nifty PF tool

Published Mar 21, 2012 | By Maria | Posted in Tools | 7 Comments

There was a time when I couldn’t be bothered to play with personal finance tools: I bought what I wanted, slapped it on my credit card and thought about how to pay for it later. As could be expected, this got me in a ‘spot of bother’. Now that I [...] Continue Reading...

Pinpoint your spending ‘blind spots’

Published Sep 21, 2011 | By Maria | Posted in Budgeting, Exercises, Tools | 1 Comment

Looking at the statistics of consumption and levels of consumer debt in the Western world there is not much doubt in my mind that most of us, most of the time spend too much money, on too many consumer items. This is how we have become over-spending, over-consumers – we [...] Continue Reading...

The Money Principle Budgeting Tool: let’s play

Published Aug 24, 2011 | By Maria | Posted in Budgeting, Tools | 2 Comments

I am sitting in bed with my leg up and it is 35C in Sofia. I am hot, bothered and not very patient – with myself and with the world. Under this circumstance what better way to pass time than to finish something I have been promising for some time [...] Continue Reading...

Budgeting that works: The Money Principle Way

Published Jun 29, 2011 | By Maria | Posted in Budgeting, Spend money, Tools | 2 Comments

When I needed a budgeting framework that is easy to apply and does not constrain me within a budget I used Arkad’s rules. This worked really well for two reasons. One, I could automate the negative wealth repayment and get on with my life instead of obsessing over it all [...] Continue Reading...

Budgeting that works: Arkad’s Simple Rules

Published Jun 13, 2011 | By Maria | Posted in Books, Budgeting, Tools | 2 Comments

This budgeting frame is particularly appropriate when paying off ‘negative wealth’. When people have debt negative wealth, the customary advice is ‘don’t save; throw everything to pay it off’. I happen to disagree with this and from the very first days of my financial awakening I set myself two goals: [...] Continue Reading...

Nice girls don’t get rich! Or do they?

Published Jun 7, 2011 | By Maria | Posted in Books, Tools | Leave a comment

Today I looked at my shelf and there was a modest book peeping shyly back me. The title of the book is Nice Girls don't Get Rich: 75 avoidable mistakes women make with money by Lois P. Frankel, PhD. I remember buying this book; it was shortly after I became [...] Continue Reading...

Budgeting that works: The Balanced Money Formula

Published Jun 6, 2011 | By Maria | Posted in Books, Budgeting, Tools | 2 Comments

The Balanced Money Formula was suggested by Elizabeth Warren and Amelia Tyagi in their book All Your Worth: The Ultimate Lifetime Money Plan . I have already mentioned that budgets don’t do much for me – this is not a budget. The Balanced Money Formula is a guideline for exactly [...] Continue Reading...

The Money Principle Net Wealth Calculator

Published May 11, 2011 | By Maria | Posted in Tools | 3 Comments

The The Money Principle Net Wealth Calculator is ready for use thanks to a gracious friend. Just click on the link and you are set to go! For now it is a Microsoft Excel spreadsheet – just enter your numbers and the calculations will be done automatically. I have been testing [...] Continue Reading...

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