Category: Spend money

Online credit cards

  Although it is sometimes difficult to believe, the needs of financial institutions and their customers can often be served by the same innovations. In the case of online credit cards, these needs—for reduced operating costs and convenience and speed, respectively—are all met by a single product type. [...] Continue Reading...

How to travel to Europe on a budget

This is a guest post offering some ideas for travelling around Europe on a budget; these tips are particularly appropriate for younger travellers looking to expand their horizons without breaking their bank balance. Enjoy! Europe is a fantastic continent for the intrepid traveller; and undeniably suited [...] Continue Reading...

The UK embraces credit cards

The amount we Brits spend on our credit cards is increasing. That’s according to new statistics released by the British Banking Association, who have revealed that £7.1 billion was spent on our cards during the month of October in this country – that’s an increase of over 5 per cent [...] Continue Reading...

Getting the most out of a credit card

Keith Hodges is a personal finance journalist writing news and features for whatismoney.co.uk Being offered a credit card can be tempting, it can seem like someone has handed you a wad of free cash and that the future will be nothing but bright. However, not using a [...] Continue Reading...

When credit card comparison really pays off

It would be fair to say that our lives would be pretty much impossible without comparison; yes, I know that it is commonly believed we make decisions and act on the basis of fact but it is not true – we decide and act on the basis of our judgement [...] Continue Reading...

Three short stories on money and technology

Last Saturday at the Airport, looking at the large number of electronic devices each travelling group had to put through the security belt, I started thinking that there is hardly anything natural left about our lives. Well, the lives of most of the people most of the time anyway! We [...] Continue Reading...

Tour de Personal Finance: The Money Principle is the winner

I just got a message from Jacob at My Personal Finance Journey that The Money Principle has won and is to wear the Yellow Jersey till the next race. I am really pleased; I have never won anything, you see. And winning a bloggers’ contest is really [...] Continue Reading...

Types of Credit Cards: Positives and Negatives

This is a Guest Post Using a credit card to make purchases provides us with convenience, allows us to defer payment until a later date, and can help us better handle cash flow. The benefits can sometimes be outweighed by negatives that include the risk of falling [...] Continue Reading...

How much do you waste on food?

According to a study in the UK, not wasting any food will place you in a minority: apparently households waste on average £650 ($1,021) worth of food per year. I will be very surprised if the waste in the US is less although finding comparable data was not possible. Reading [...] Continue Reading...

How sexy are budgets?

This is the question my friend J$ at Budgets are Sexy asked recently and it made me think again about my attitude to and relationship with budgets. You already know that budgets don’t rock my boat and that if they make my heart sing it is angry hip-hop rather than [...] Continue Reading...

Financial sense and financial sensibility: repairing appliances

I like coffee; not any coffee that comes as a powder from a jar but proper, creamy, strong espresso. One of the few things I brought to England twenty years ago, apart from a suitcase of clothes, was a coffee percolator – only because I could not possibly carry a [...] Continue Reading...

Cheap things that are very costly: who said camping is inexpensive?

When reducing our spending, it is very tempting to try options that are universally considered inexpensive; such as camping, for instance. Succumbing to temptation and in the spirit of experimentation we went camping for the weekend. You should understand that for me this was a big step: the last time [...] Continue Reading...

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