How Junior Individual Savings Accounts (ISA) work
Editor's note: What we have not told our readers, but have discussed with our youngest son, is that last Autumn when really going for debt busting we borrowed some of the money we have been putting away for him in very low interest savings account. Now we are [...] Continue Reading...
How to Reduce Funeral Costs
Editor's note: We at TMP, like many PF blogs around, have tended to keep away from macabre topics like the one of death and the expensive affair we have made out of it. Our readers know us better than easily believing that we won't break this convention promptly. [...] Continue Reading...
What do you do about saving these days?
As regular readers will know, we are looking to build an investment portfolio and are therefore becoming interested in the science and practice of storing money – that is, investing. So let me dream for a little, imagine that we have already amassed a stash and want to put it [...] Continue Reading...
Investment – an awesome new platform
When one is in the fortunate position to be able to put some money aside regularly and have the ambition to make it work for them, one thing they need is a good place to store funds before investing in something big. For example, we may want to invest in [...] Continue Reading...
How much do you need? A retirement calculator
Yesterday Maria published a post suggesting that, for a fulfilled life in our pre-dotage before we are off to the commune, we will need to amass some £2.5 million ($4 million) of savings and investments over the next 5 years. This will enable us to travel around, spend time in [...] Continue Reading...
Are you saving too much: our ‘enough’
Couple of days ago I was talking to a colleague and a friend. In between the usual corridor gossip and, well let's face it, moaning about the changing conditions of our jobs (academics are really getting shafted currently; this is beyond a joke) I mentioned that I am quite Zen [...] Continue Reading...
Top Errors People Make When Looking For Car Insurance
With so many insurance companies out there all claiming to offer you the best deal, trying to find the best car insurance can be like trying to find a needle in a haystack. With the financial climate fragile and bitter, we all want to find the least expensive car insurance [...] Continue Reading...
Are you saving too much: where is your ‘enough’?
I know, I know! In a realm where saving is a major virtue - bordering on dogma - this question may sound as heresy. Nevertheless, it keeps popping up in my mind lately: can we be saving too much? Surprisingly, or not, my answer is: yes, we can be saving [...] Continue Reading...
The Freelancer’s Guide to Budgeting
As many people who are self-employed are already aware, freelancing means that you do not have a fixed monthly income like in a permanent position. Being a contractor offers numerous benefits such as tax efficiency and flexibility, but your finances can be irregular; so you need to consult the freelancer's [...] Continue Reading...
Are You Saving Up For Your Retirement: Infographic and Analysis
An Uncertain Future? The issue of retirement has been complicated in the last year or so by government changes to the age of retirement. Men retiring at 65 and women at 60 will soon be a thing of the past. Current legislation states that from 2044 neither [...] Continue Reading...
Save on your summer wardrobe
ASOS maxi dress With the recession lurking about in the back of our minds we are all looking for ways to save a few pennies. Most people love a good clothes sale and we all bombard the shops in January looking for a bargain but why not [...] Continue Reading...
Billing guidance tips can help your business cut on energy costs
It’s no secret that energy bills are rapidly becoming more expensive to pay, but a large number of businesses and households feel that there’s nothing that can be done about it. No one can blame them for thinking that saving money on gas and electricity is impossible to do, even [...] Continue Reading...
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